Capital for Automotive Businesses. Solutions for Auto Lenders.

Two Sides of Automotive Capital

One platform. Two audiences. A single operating discipline.

Drive Financial is the capital and lender-solutions platform of Global Drive Holdings Inc. We help automotive businesses obtain financing, and we help auto lenders protect capital and minimize losses.

For Automotive Businesses

Access capital to acquire, operate and grow.

Financing for vehicles, protection products, technology, repairs, parts, insurance, software and other approved automotive-business needs — arranged through participating lending partners.

Vehicle acquisition and fleet growth
Protection products and technology
Repairs, maintenance, tires and body work
Parts, software and business infrastructure

Explore Financing

For Auto Lenders

Protect capital with a complete operating solution.

A lender-facing solution designed to preserve value, protect collateral and minimize losses — coordinated end to end through one accountable relationship.

Covered past-due payment protection, subject to terms
Collateral location and protection technology
Recovery, inspection and repair coordination
Rental placement and administered lender payments

Solutions for Lenders

For Auto Lenders

A Better Alternative to the Traditional Default-to-Repossession Cycle

When a financed vehicle becomes delinquent, the traditional path can create towing, storage, reconditioning and auction costs — often followed by a deficiency. Drive Financial coordinates a different operating solution designed to create a better financial outcome.

Payment Protection

Up to three months of covered borrower past-due payments, subject to program terms and conditions.

Patented Drive KeZ Technology

Vehicle location and starter-immobilizer capability that supports faster, less expensive recovery.

Recovery, Inspection & Repair

Coordination through a nationwide network of participating recovery, repair and service providers.

Rental Placement

Placement with qualified rental operators through the Drive ecosystem so the vehicle can produce income.

Monthly Lender Payments

Payments administered through the program and directed to the lender, subject to program terms.

Same Default.
Better Financial Outcome.

See how the complete lender solution works, step by step.

See the Complete Lender Solution

Program descriptions are summaries only and do not constitute an offer, commitment or guarantee. Payment Protection features are subject to program terms, conditions, eligibility and applicable accounting and regulatory treatment. Borrower participation is voluntary and requires borrower authorization. Drive Financial does not guarantee prevention of loss, recovery of collateral, rental income or continuation of payments.

Select Portfolio Opportunities

When prevention or recovery is no longer the preferred path.

Drive Financial may also evaluate select pools of defaulted or distressed auto loans for acquisition or other structured resolution. Every opportunity is evaluated individually, and any transaction is subject to diligence, documentation, pricing and approval.

Explore Portfolio Solutions

How we approach portfolios

Selective — not an open-ended commitment to acquire
Portfolio-based — defined pools rather than individual accounts
Institutional — banks, credit unions and finance companies
Diligence-driven — structure follows information, never precedes it

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Financing Solutions

Capital for everything an automotive business buys.

From vehicles to software, Drive Financial arranges financing through participating lending partners for the purchases that keep automotive businesses running and growing.

Vehicle Acquisition

Fleet and single-unit purchases
Commercial and consumer structures
New and pre-owned inventory

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Protection Products

Vehicle service contracts
Extended warranty programs
GAP and ancillary coverage

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Drive KeZ Devices

GPS and telematics hardware
Keyless entry infrastructure
Fleet-wide device rollouts

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Repairs

Mechanical and collision repair
Fleet maintenance programs
Consumer repair financing

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Parts

OEM and aftermarket parts
Bulk inventory purchasing
Shop supply programs

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Insurance Products

Commercial premium finance
Fleet and rental coverage
Pay-as-you-go structures

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Software

Fleet management platforms
Dealer and rental software
Subscription financing

Learn More →

Every purchase. One platform.

Explore the full catalog of financing solutions built for the automotive economy.

View All Solutions

Lending Partners

A network built for competitive capital.

Drive Financial connects the automotive economy with a diverse ecosystem of financing providers.

National Auto Lenders

Vehicle-secured lending at scale

Commercial Banks

Institutional business credit

Fintech Lenders

Technology-driven decisioning

Lease Companies

Operating and finance leases

Equipment Finance

Asset-based capital solutions

Credit Unions

Member-focused lending

Specialty Finance

Niche automotive programs

Your Institution?

Join the network

Partner With Us →

Our financing platform is designed to integrate multiple financing providers to deliver competitive solutions.

Financing Programs

Structures designed around your business.

Flexible program types that align capital with how mobility businesses operate and earn.

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Promotional structures on qualifying purchases that preserve working capital.

Growth Program

Deferred Payments

Start generating revenue before your first payment comes due.

Commercial Loans

Term-based business capital for major purchases and expansion.

Equipment Financing

Asset-based structures for devices, tools, lifts and shop equipment.

Fleet Financing

Multi-unit acquisition programs built for scaling operators.

Lease Programs

Operating and finance leases that keep balance sheets flexible.

Consumer Financing

Point-of-sale options that help customers complete their purchase.

Subscription Financing

Recurring structures for software, devices and service programs.

Monthly Payment Plans

Predictable payments that make large purchases manageable.

Who We Serve

Built for every operator in the automotive economy.

From single-vehicle entrepreneurs to government fleets, Drive Financial powers purchases across the mobility landscape.

Rental Operators Dealerships Fleet Operators Turo Hosts Ride Share Commercial Fleets Consumers Repair Shops Body Shops Government Corporate Fleets View All Industries

Why Finance Through Drive Financial?

The smarter way to fund automotive purchases.

One Application

Apply once and let the platform work for you across the network.

Multiple Lending Partners

A competitive network of providers pursuing your business.

Industry Expertise

Built by operators who understand the automotive economy.

Automotive-Specific Solutions

Programs designed for vehicles, parts, protection and services.

Faster Approvals

Streamlined decisioning keeps purchases and projects on schedule.

Integrated Purchasing

Financing embedded directly into the Drive ecosystem you already use.

Become a Lending Partner

Put your capital to work in the automotive economy.

Drive Financial gives lending institutions direct access to qualified commercial and consumer financing volume across the Global Drive Holdings ecosystem—rental operators, dealerships, fleets, repair networks and more.

We welcome partnerships with:

Banks

Finance Companies

Insurance Premium Finance

Equipment Lenders

Fintech

Commercial Lenders

Partner With Us

Why lenders join the network

Direct origination flow from an integrated commerce ecosystem
Automotive-economy borrowers with real operating businesses
Diversified asset classes: vehicles, equipment, insurance, services
Platform-level data and structured deal packaging
Room to grow as the marketplace and decisioning expand

FAQ

Frequently asked questions.

Our platform serves a broad range of applicants—from established commercial operators and dealerships to individual consumers. Because we work with multiple lending partners across different credit profiles and asset types, qualification criteria vary by program. The best way to find out is to speak with a specialist about your specific purchase.

Both. Drive Financial supports commercial financing for businesses—fleets, rental operators, dealerships, repair shops—as well as consumer financing options at the point of sale for vehicles, protection products, repairs and more.

There is no single minimum. Our network includes lending partners across the credit spectrum, and many commercial programs weigh business performance, assets and revenue—not just personal credit scores. Each partner sets its own criteria for its programs.

Yes. Business financing is at the core of what we do. Vehicles, protection products, GPS and telematics devices, repairs, parts, insurance and software can all be financed under commercial structures designed for operating businesses.

Yes. Equipment financing covers Drive KeZ devices, GPS and telematics hardware, shop equipment, tools and other business assets—with asset-based structures through our equipment finance partners.

Absolutely. Fleet financing is one of our core programs, supporting multi-unit acquisitions for rental operators, ride-share fleets, commercial fleets, and corporate and government buyers—along with fleet-wide device, protection and maintenance programs.

Yes. Serving auto lenders is a primary pillar of the business. Drive Financial provides a complete lender-facing operating solution designed to protect collateral, address covered delinquency, coordinate recovery and repair, place vehicles into rental use and administer monthly payments to the lender, subject to program terms. See Solutions for Lenders.

On a selective basis. Loss mitigation is the primary solution, but where a lender prefers a different exit, Drive Financial or an affiliated or special-purpose investment entity may evaluate select pools of defaulted or distressed auto loans for acquisition or other structured resolution, subject to diligence, documentation, pricing and approval. See Portfolio Solutions.

Drive Financial LLC is one of three principal operating platforms of Global Drive Holdings Inc., alongside Drive Commerce Inc. and Infinite Auto Management Inc. All three operate at the same level beneath the enterprise parent. Drive Financial coordinates capabilities provided by specialized operating companies and strategic partners within the ecosystem; not every ecosystem company is owned by Drive Financial.

It starts with a conversation. Speak with a specialist about what you're purchasing, and we'll match your request with the right lending partners and program structures. One application reaches the network—then you review your options and choose the structure that fits. Digital applications and instant decisioning are on our roadmap.

Enterprise Structure

Three principal operating platforms. One enterprise.

Drive Financial LLC is the capital and lender-solutions platform of Global Drive Holdings Inc., operating alongside Drive Commerce Inc. and Infinite Auto Management Inc.

Global Drive Holdings Inc.

Enterprise Parent

Drive Commerce Inc.

Commerce & Business Solutions

Operating Platform

Infinite Auto Management Inc.

Fleet Operations & Vehicle Management

Operating Platform

Drive Financial LLC

Capital & Lender Solutions

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All three companies operate at the same level beneath Global Drive Holdings Inc. Drive Financial is a peer of Drive Commerce and Infinite Auto Management, not a subsidiary of either.